Explore Loan Options That Fit Your Needs
Answer a few quick questions and explore available options from lenders in our network. Free, no obligation, fully encrypted.
- Free to apply
- No obligation
- Secure & encrypted
MySmartFunding is not a lender and does not make credit decisions. Submitting this form does not guarantee approval. Loan terms, rates and fees are set by lenders.
Funding for whatever's in front of you
A few common reasons applicants come to us.
Debt relief
Consolidate balances into one payment.
Home projects
Repairs, upgrades, or a purchase.
Car financing & repair
Cover repairs or your next vehicle.
Business needs
Working capital to keep moving.
Medical expenses
Handle a bill, pay it down over time.
Something else
Tell us in the form.
Four steps, start to finish
No paperwork, no branch visit.
Tell us about you
Loan amount, income, a few details.
We match you
Checked against our lender network.
Review your offer
See the terms before you commit.
Get funded
Accept, and move forward with that lender.
Built to be straightforward
Fast application
About two minutes, start to finish.
Secure & encrypted
Your SSN and bank details, encrypted.
No obligation
Reviewing an offer doesn't commit you.
Wide lender network
Checked against multiple lenders.
Your information, protected
Your SSN and bank account are encrypted before they're stored, and only shared with lenders once you submit.
- Consent-based credit checksWe only run a credit check with your explicit authorization.
- No obligation to acceptSeeing an offer never locks you into taking it.
- Not a lender ourselvesMySmartFunding connects you with lenders; they set the terms.
Common questions
No. Applying through MySmartFunding is free, and there's no obligation to accept any offer you're matched with.
We only run a credit check with your explicit authorization, given as part of the application, in accordance with FCRA guidelines.
No. MySmartFunding is not a lender and doesn't make credit decisions. Approval, rates, and terms are determined by the lenders in our network.
Yes. Sensitive fields like your SSN and bank account number are encrypted, and your information is only shared with lenders after you submit.
It depends on the lender, but common uses include debt consolidation, home or car expenses, medical bills, business costs, and more.