Electronic Communications Consent

Last updated: October, 2026

This notice explains how we provide documents and disclosures electronically, in accordance with the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). By submitting an application and agreeing to receive electronic communications, you agree to the terms below.

1. Electronic delivery

You agree that MySmartFunding and the lenders in our network may provide you with notices, disclosures, agreements, and other communications ("Records") electronically, including by email, text message, or by posting on a website, and that you may sign documents electronically.

2. Your right to a paper copy

You may request a paper copy of any Record we provide electronically by contacting us at the email address below. We may charge a reasonable fee where permitted by law.

3. Withdrawing consent

You may withdraw your consent to receive Records electronically at any time by contacting us at the email address below. Withdrawing consent may affect our ability to continue to process your application. It does not affect the validity of anything you have already agreed to electronically. A lender may have its own process for withdrawing consent for its Records.

4. Hardware and software requirements

To access and keep Records, you need a device with internet access, a current web browser, a valid email address, and software that can open PDF files or save and print documents.

5. Keeping your information current

Please keep your email address and phone number up to date so you continue to receive Records. You can send updates to the address below.

6. Contact us

To request a paper copy, withdraw consent, or update your contact information, email contact@mysmartfunding.com.